In today's fast-moving times, it is particularly important to
reduce the throughput and processing time required for credit
transactions. As a result, the processing speed of credit
applications and a quick credit commitment are becoming
increasingly important. The various individual distribution
channels (Internet, branch offices, and brokers) provide equivalent
options for submitting applications and cover all possible credit
types. MAKRESonline unites all these necessary requirements
and, in combination with MAKRESbackend, offers a
comprehensive complete credit decision and booking system.
The following MAKRESonline designs are available:
Internet
Regular distribution (branch office)
Broker
Features
Collection of application data
Borrowers 1 and 2
Address data
Legitimation data
Bank account
Household budget
Payment
Clear presentation of application data with printing
option
Automatic transfer of application data to the backend
system
Possibility of integration in e-business solution Installment plan/model calculation
Individual calculation
Clear presentation of predefined options
Interface to third-party products
Notification of the credit decision per e-mail, fax, or
letter (printout)
Mailing of credit agreement
Browser-based Intranet or Internet solution
MAKRESonline is used for collecting the application data and
for sending the credit decision message. MAKRESbackend is
responsible for the credit decision and booking processes.
